THE IMPORTANT FACTORS FOR A CAR CHOICE (part 2)

The size, manual or an automatic transmission, what drive gear, use (a family, rest, long trips), style, safety, the owner and the operated price.

Once having made a choice about type and style, you should make other choice which will seriously affect the price auto – new or used. Some advantages and lacks at acquisition of the new car against purchase old. The first attention – the price. The new car will cost more expensively than used. The prevention the second – at the new car will be less than mechanical problems than at used.

The following prevention – depreciation! The new car will instantly depreciate. Somewhere in between 10 %-40 % in the first year. The used cars depreciate much more slowly as process of initial depreciation is already finished. You should think of a guarantee. Guarantees on new auto depend on years and miles, it can seriously increase the price. The used cars have the limited warranty or have no it in general. Contracts on service auto are usually accessible, but they can increase the price total.

It is a lot of clients, especially youth choose auto thinking about influence on their image. Cautiously approach to an estimation between expensive price and prompt driving, against safety, reliability and transportation possibility. After you have narrowed the searches, compare quotas on the different insurance from different firms. Irrespective of similarity of cars they can have various cost of the insurance. Consider these quotas as additional expenses to your Account Plan. After you will accumulate actives, choose the greatest possible covering in the insurance which you presume.

Does not matter where you will buy – from the dealer, from hands or on the Internet. The main thing find not less than three various sources of sale авто which you search.

If behind new car you go to the dealer. On what to pay attention at a choice of the dealer?

1. How many years in business.
2. Complaints.
3. Sellers and mechanics.
4. Who has advised?
5. Professional memberships (is available in view of the dealer, in what organisations consists)

It is a lot of years in business yet does not mean, that the dealer fair with you. But business which many times deceived clients quickly are closed.

Complaints. Check up the dealer in Office of Consumer Affairs o the (state) Attorney General, the Better Business Bureau and any professional associations to which the dealer belongs also complaints.

Sellers and mechanics. How long they were with this company? These are the certificated mechanics or they from uncle Bill? Do not hesitate to set it questions!

Who has advised. Your friends and native can allow to prompt well to you, but be afraid of it from the dealer!

Professional membership. Membership in BBB, NIADA or NADA do not guarantee the fair transaction. Probably, you can find some answers to questions in these associations.

You can save money, buying at the private seller. A lack of this method – vulnerability after purchase.

The Internet. It is a lot of people successfully find auto in the Internet thanks to a wide choice.

What price fair? The dealer has the right to charge price to the car for income reception. What means the fair income of the dealer? To understand the good price for your car:
1. Take away dealer costs and investments.
2. Add 3-5 % of interest of the dealer!
It also will be your fair price авто at this dealer.

It is very important to find the information on the prices for the car. All price components including base and optional costs in MSRP as well as final extra charges are possible from several resources. Check up the Internet sites. These sites show the prices for new and old cars, and also have the information on sales.

Additional resources:
1. Public libraries. One of the best resources on prices.
2. Consumer Report – every April show the prices for concrete marks of cars and on years.

If you have made your Homework, will be going to make purchase. The knowing dealer can keep to itself hundreds. The Big Three factors which can will help with addition to it at your transaction.

The credit Union. This good place where to search for financing. You should be a member of the union. Under the law the credit unions can use only the elementary methods for calculation of the interest.

Banks. The place second for the importance for a credit capture, but they demand the good credit.

The financial companies. These have very wide spectrum of charge of interest (percent on the loan). They can offer the credit to the client with brave credit history, but under very big percent.

There are some various types of interests. Interest is expressed in APR – annual percentage level.

THE DEALER'S CAR WITHOUT LEMON LAW
THE DEALER'S CAR WITHOUT LEMON LAW. (part 3) PURCHASE AUTO
THE DEALER'S CAR WITHOUT LEMON LAW. (part 4) CARS PURCHASE SERVICES AND DODGE AT TRANSACTIONS
THE DEALER'S CAR WITHOUT LEMON LAW. (part 5) THE RIGHTS AND LAWFUL CONTRACTS