THE RIGHTS AND LAWFUL CONTRACTS (part 5)

Buyers have some rights fixed in the Federal legislation, but some rights vary from staff to staff. Dealers can insert the percent as into car sale, and the maximum taxes, services and options which they will push into the contract. Attentively decide, that it is really necessary for you, and that is not present.
Be convinced, that you have precisely understood EACH offer in the contract. If is not present, ask the sample of this contract with itself, on purpose to show it to your lawyer. Not signing it! If the dealer refuses to make it – run on all four therefrom! It means, that in the contract cunning which will cost to you expensive is buried.

The insurance of physical damages! Insurance of a physical damage probably somewhere much more cheaply, than at the dealer is final. The covering of insurance of the property offered by some dealers is only FOR THEIR protection, NOT for yours. In a case if the car will be completely destroyed – this insurance compensates to them (dealers) of loss, but to you does not compensate anything.

Understanding of a covering of mechanical repair. If buy with a leaving guarantee auto or with service on service, you should understand – for what term and how many you pay. As well acquire, what exactly covers this service.

Insurance of the credit for the Life/physical inability is offered dealers under very high rates – protects only the dealer or the financial company.

In the contract check up each option of additions. Be convinced, that you really require it. As a rule it is possible to buy all it in other place more cheaply.
Try to pay rates, registration and taxes to processing AT ONCE! To bypass possibility to pay then to the dealer percent for these sums if them will engage in financing. Remember and define for itself, that really state rates, and that the tax to registration – that are the income of the dealer!

Power of a feather! If you do not understand some lines of the contract – underline them and allocate. Your right to demand to reprint the contract without these lines. Demand!
Do not leave a field blank in papers! Sometimes the blank fields are filled already without you … understand – all unnecessary fields either to cross out, or to write n\a or $0.00

If something have not understood in the contract – go with the unsigned sample to the lawyer and consult. If the dealer does not give the sample – leave, something not so!

Further some laws of states. For example, Regular Laws of Lemons. The majority of states have the Lemon Law – when the buyer can receive the new car or the money back when the car cannot be repaired to correspond to guarantee standards. It only for NEW cars!

DMV gives you the necessary information on all former owners of the car. You can count what there should be a run proceeding from mid-annual in 15 000 miles a year. If it seems to you, that run is suspiciously small.

The attention – the federal law demands, that all the dealer, selling second-hand cars glued on them sticker As Is on glass. For your own protection – all not new cars can be inspected at the independent foreign mechanic before purchase. And all promises of the dealer about it auto, can be written down under your requirement of a paper – are written down in the contract.

The certificate about Guarantee Magnuson-Moss. There is the federal law protecting the buyer of any product 25 dollars and about the express train a guarantee are more expensive. All products fall under this law which you have bought also which do not meet those requirements to what should!

Drawing up of complaints. Can sometimes be difficult. If you have experience – follow instructions and all will be good. Speak with the dealer first of all. Usually they try to solve a problem at the level. If the dealer a chain part – speak then with the regional representative of a network – he is interested to keep a good name of the company.


Overall picture, that many dealers are gangsters from the big road of business.

THE DEALER'S CAR WITHOUT LEMON LAW
THE DEALER'S CAR WITHOUT LEMON LAW. (part 2) THE IMPORTANT FACTORS FOR A CAR CHOICE
THE DEALER'S CAR WITHOUT LEMON LAW. (part 3) PURCHASE AUTO
THE DEALER'S CAR WITHOUT LEMON LAW. (part 4) CARS PURCHASE SERVICES AND DODGE AT TRANSACTIONS